Road Insurance

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Motorcycle Road Insurance

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mi-bike Comprehensive Motorcycle Insurance

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mi-bike Comprehensive Motorcycle Insurance covers accidental damage, theft, fire, and third-party liability—protecting your ride on and off the road. Designed by riders, for riders.

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Get a quote

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https://portal.mi-bike.com.au/s/

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Call 1300 780 446

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tel:1300780446

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Overview

What is comprehensive insurance

mi-bike Comprehensive Motorcycle Insurance* is the broadest cover available under the mi-bike Motorcycle Insurance product range. It provides three cover options to choose from, so Mi-Bike comprehensive insurance cover protects your motorcycle against accidental damage, fire, and theft. It may cover your legal liability for damage done to a third party's property.

Policy Benefits include:

Cover for loss of or damage to your motorcycle as the result of an accident, malicious acts, storm, flood, fire, theft and transit.
$20 million Third Party Liability cover.
2-year replacement option on your new motorcycle
Up to $3,000 for loss or damage to riding gear in the event of an accident.
Up to $1,500 to replace your keys and/or locks if they are stolen or illegally duplicated.
No excess for an accident if you’re not at fault.
Lifetime guarantee on all authorised repairs.

Full details of the features, conditions, and exclusions of the cover are in the Product Disclosure Statement (PDS).

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What's included?

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Cover for Loss or Damage

Cover for loss of or damage to your motorcycle as the result of an accident, malicious acts, storm, flood, fire, theft and transit.

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Third Party Liability

Get $20M Third Party Liability cover for property damage or injury claims. Ride with confidence!

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2 years Replacement

Get a 2-year replacement for your new motorcycle. Ride worry-free!

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$1500 key Replacement

Up to $1,500 to replace your keys and/or locks if they are stolen or illegally duplicated.

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No Excess if not your Fault

Pay no excess if you're not at fault in an accident—saving you money while we handle the rest.

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Lifetime Guarantee

Get a lifetime guarantee on all authorised repairs for lasting peace of mind.

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coverage

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Coverage

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Find out more

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Call 1300 780 446

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Get a quote today

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Filing a claim with mi-bike is fast and easy. Start your claim today and ride with confidence!

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Policies effective from 1st of June 2025 and the 2nd April 2026

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Product Disclosure Statement (PDS)

Read the full PDS

/content/dam/mi-bike/downloads/motorcycle-road-insurance/ymf206mibikecomprehensiveinsurance_final5525.pdf

Financial Services Guide (FSG)

Read the full FSG

/content/dam/mi-bike/downloads/motorcycle-road-insurance/ymiaus_motorcycle_fsg_v2.pdf

The Market Determination (TMD)

Read the full TMD

/content/dam/mi-bike/downloads/motorcycle-road-insurance/tmdmibikemccompjan2023_24042023.pdf

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Policies between 1st of May 2022 and 31st of May 2025

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Product Disclosure Statement (PDS)

Read the full PDS

/content/dam/mi-bike/downloads/motorcycle-road-insurance/ymf198-mibike-comprehensiveinsurance_5.pdf

Financial Services Guide (FSG)

Read the full FSG

/content/dam/mi-bike/downloads/motorcycle-road-insurance/ymiaus_motorcycle_fsg_v2_1.pdf

The Market Determination (TMD)

Read the full TMD

/content/dam/mi-bike/downloads/motorcycle-road-insurance/tmdmibikemccompjan2023_24042023.pdf

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Policies between 1st of Oct 2021 and 30th of April 2022

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Product Disclosure Statement (PDS)

Read the full PDS

/content/dam/mi-bike/downloads/motorcycle-road-insurance/mi-bike_comprehensive_motorcycle_insurances_spds_december_2018_2.pdf

Supplementary PDS (SPDS)

Read the full SPDS

/content/dam/mi-bike/downloads/motorcycle-road-insurance/mi-bike_comprehensive_motorcycle_insurances_spds_december_2018_2.pdf

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Policies between 30 November 2020 to 29 September 30 2021

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Product Disclosure Statement (PDS)

Read the full PDS

/content/dam/mi-bike/downloads/motorcycle-road-insurance/ymf038-mibike-comprehensiveinsurance_30_11_20_final.pdf

Financial Services Guide (FSG)

Read the full FSG

/content/dam/mi-bike/downloads/motorcycle-road-insurance/ymi_fsg.pdf

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Policies between 1 November 2017 to 29 November 2020

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General Advice Warning

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Insurance is issued by HDI Global Specialty SE - Australian Branch ABN 58 129 395 544, AFSL No. 458776 acting through its agent Yamaha Motor Insurance Australia Ply. Ltd. ABN 48 603 882 980, AFSL 497198. Any information or advice provided is of a general nature only and does not take into account your particular objectives, financial situations or needs. Please read the product disclosure statement (PDS) available for full details on the policy coverage before you make any decisions regarding this product or call 1300 794 454.

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Product Disclosure Statement (PDS)